advice Differences in the middle of Nursing Homes, Assisted Living & continuing Care resignation Communities
Benjamin Franklin said it best - “nothing in life is positive except death and taxes” but with daily advancements in science, technology and health care, Americans are living longer than ever before*. This blessing however, has created a unique dilemma for contemporary American families: How to plan for and prepare for one's retirement years.
Differences in the middle of Nursing Homes, Assisted Living & continuing Care resignation Communities
Have you taken a road-trip lately? roughly every highway is graced with large bill-boards providing the locations of new planned communities where couples can spend their retirement years dedicated to recreational pursuits. I doubt you will find a local newspaper that doesn’t have at least one ad promoting the amenities found at a local assisted living facility. Try to crusade for “nursing homes in Virginia” on the Internet and thousands of web pages will appear. Each and every day new facilities gift dissimilar programs are being built and marketed across the state.
Is such a installation right for you and your family? If so, which facility? We often hear the terms “retirement community,” “nursing home,” and “assisted living facility” but rarely think what these terms genuinely mean. The differences however, are striking and it is imperative to understand these differences when manufacture choices for yourself or your loved ones.
Nursing Homes
In Virginia, a nursing home means any installation with the former function of providing long-term nursing care, nursing services and health-related services on a chronic basis, for the rehabilitation and outpatient care of two or more non-related individuals**. Put simply, a nursing home is a installation designed for someone who needs less care than a hospital, but requires daily health care assistance.
The Virginia agency of health licenses such facilities and has established guidelines regulating various aspects of their operations, programs, and staffing needs, etc***. For example, a nursing home must: (a) have written policies and procedures concerning the rehabilitation of residents and the management of resident care which are ready to residents and their families (12Vac5-360-20); (b) furnish urgency curative services within 15 minutes, under normal conditions (12Vac5-360-50); (c) be subject to unannounced on-site inspections of the nursing installation by State employees (12Vac5-371-60); (d) have a written bargain with one or more physicians licensed by the Virginia Board of rehabilitation to serve as curative director (12Vac5-371-230); and (e) each resident shall be under the care of a doctor licensed by the Virginia Board of rehabilitation (12Vac5-371-240).
In addition, residents of nursing homes are also given positive rights as defined by Virginia Code §32.1-138. See http://leg1.state.va.us/cgi-bin/legp504.exe?000+cod+32.1-138. Nursing homes are the most regulated and structured residential options for our Seniors requiring some level of daily health care. If the installation provides care through Medicare and Medicaid programs, it is deemed a "Certified nursing facility" (Virginia Code §32.1-123; Virginia Code §32.1-127) and must be in compliancy with both federal and state laws.
Of course, the more rules and regulations that define and operate the daily operations of a nursing home, the greater the accountability of the staff. These are the population who will be expensed with the daily task of caring for your loved one, and manufacture sure they are in compliancy with state and federal laws. No matter how nice and or curious the installation might be, the staff will make the incompatibility between your loved one being cared for and encouraged, or not.
A nursing home is best excellent for someone:
Who requires daily health care – such as assistance getting in and out of bed; taking medicine; or using the restroom. Who may have dementia or Alzheimer’s and as a result, is unable to eat and or bathe daily without reminder or assistance; Who is recovering from a fall or urgency and is therefore unable to walk, dress and or eat without assistance
Assisted Living Facility
“Assisted living facility” means an adult care residence which has been licensed by the Virginia agency of communal Services to furnish a level of assistance for adults who may have bodily or mental impairments and require at least moderate assistance with the activities of daily living. Within assisted living, there are two types: quarterly assisted living for those seniors (typically) who need assistance with one or more daily activity; and oppressive assisted living for someone who may be incapable of performing activities due to mental and/or severe bodily impairment (12Vac30-120-450).
The Virginia agency of communal Services licenses assisted living facilities but does not regulate in the way the agency of health regulates nursing homes. While there are Virginia guidelines regulating aspects of assisted living facilities, they are limited: An assisted living installation must: (a) furnish or coordinate personal and health care services; and (b) furnish 24-hour supervision.
As reflected in the table below, assisted living facilities have no obligation to furnish health care and/or have health care staff ready to aid your loved one. In addition, with no obligation to furnish such services, there is the examine as to whether or not they owe a duty to warn or treat residents with illnesses or diseases that could be transmitted from other residents.
While a nursing home will have many nurses on staff and doctors hired to monitor the residents, assisted living is more analogous to an apartment building or college dorm where laundry and food services are provided and residents are on their own for the rest of the day.
An assisted living installation is best excellent for someone:
Who is basically independent but may not be able or willing to prepare their own food or drive to doctors’ appointments; Someone who wants to scale back and anticipates needing assistance with laundry, cooking, etc. In the near future. A incorporate where one spouse is independent but may need assistance in feeding and or providing for needs of other spouse.
Continuing Care retirement Community
In Virginia you may also see advertisements for a retirement community. They are popping up all around our popular College Towns and traveler destinations.
A chronic Care retirement community provides care depending on your current needs. Like an guarnatee policy, the resident pays an entrance fee and periodic adjustable payments, which in turn gives the resident a box of residential and healthcare services that the Ccrc is obligated to furnish at the time these residential and health care services are required. For example, if upon entering, all you want is help with your meals, that is the only assistance which will be provided. If you require oppressive bodily therapy or God forbid, daily assistance for a Dementia patient, the Ccrc has assisted living services or nursing home services ready under your contract. chronic care contracts are regulated by the Virginia Bureau of guarnatee of the Virginia State Corporation Commission.
Many Ccrcs can have nursing home services ready whether on-site, or at licensed facilities off-site (12Vac5-360-10). While you may be entering the retirement community as a very wholesome independent and capable resident, as your needs change, so will your ageement with the community and in turn, the facility’s obligations to you.
A chronic Care retirement community installation is best excellent for someone:
Who is basically independent but anticipates the need for daily health care for themselves or a spouse in the near future; Someone who is physically disabled and would be unable to care for themselves or a spouse if the disability grew worse. With at least three very dissimilar choices, it is very foremost to do your research:
To explore assisted living facilities in Virginia, go to agency of communal Services website: http://www.dss.state.va.us/facility/search/alf.cgi.
To explore nursing homes, go to Medicare’s website: http://www.medicare.gov
And Last But Not Least
It is always best to speak to a family member of a current resident and spend time getting to know the staff, no matter what type of installation you are finding into. If finding and researching is not enough, then think the chart below – a comparison of the legal duties of a nursing home compared to the legal duties of an assisted living installation in Virginia.
Duty or Requirement
Nursing Home
Assisted Living
Duty to furnish nursing care and or monitor resident’s health?
Yes
No
Doctor required to supervise residents?
Yes
No
Each resident shall be under the care of a doctor licensed by the Virginia Board of Medicine?
Yes
No
Must have nurses on staff?
Yes
No
Must offer rehabilitative services?
Yes
No
Must have ongoing consultation from a registered dietitian or dietitian on staff?
Yes
No
24 Hour management required?
Yes
Yes
Must invent a written plan upon admission of resident?
Yes
Yes
Staff must experience criminal background check?
Yes
Yes
Monitored by Virginia center for quality health Care Services and buyer Protection
Yes
No
Monitored by agency of communal Services
No
Yes
*Life expectancy increased dramatically while the past century, from 47 years for Americans born in 1900 to 77 years for those born in 2001. These same factors—improved curative care and arresting efforts— that are partly responsible for the dramatic increases in life expectancy have also produced a major shift in the foremost causes of death in the United States in the past century, from infectious diseases and acute illnesses to chronic diseases and degenerative illnesses.” The State of Aging and health in America 2004, published by the center for Disease Control, ready at http://www.cdc.gov/aging/pdf/State_of_Aging_and_Health_in_America_2004.pdf.
**See generally, Virginia Code §32.1-123, as amended and Virginia administrative Code § 12Vac5-360-10.
***It is a Felony under Virginia law to operate a nursing installation without a license. See generally, 12Vac5-371-30.
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